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Get a Quick Personal Loan


10 Second Disbursal*100% Digital Process*
HDFC BANK
Max. Loan Amt.
Up to ₹40 Lakh
Rate of Interest
10.25–10.90%* p.a.
Tenure upto
1–6 years
Processing Fee
₹ 6,500
100% Digital Process*
Axis Bank
Max. Loan Amt.
Up to ₹40 Lakh
Rate of Interest
9.99% p.a.
Tenure upto
Upto 6 Years
Processing Fee
Upto 2%
100% Digital Process*Quick Disbursal
ICICI Bank
Max. Loan Amt.
Up to ₹50 Lakh
Rate of Interest
10.85% p.a.
Tenure upto
1-5 Years
Processing Fee
Upto 2%
100% Digital Process*Quick Disbursal
IDFC FIRST Bank
Max. Loan Amt.
Up to ₹1 Crore
Rate of Interest
10.49% p.a.
Tenure upto
Up to 7 years
Processing Fee
1–2%
100% Digital Process*
IndusInd Bank
Max. Loan Amt.
Up to ₹50 Lakh
Rate of Interest
10.99% p.a.
Tenure upto
1-6 Years
Processing Fee
1.3% - 2%
10 Second Disbursal*100% Digital Process*
Kotak Mahindra Bank
Max. Loan Amt.
Up to ₹35 Lakh
Rate of Interest
10.99% p.a.
Tenure upto
1-6 Years
Processing Fee
2%
Quick Disbursal
Bajaj Finserv
Max. Loan Amt.
Up to ₹55 Lakh
Rate of Interest
10% p.a.
Tenure upto
Up to 96 months (8 years)
Processing Fee
Up to 3%
100% Digital Process*
Tata Capital
Max. Loan Amt.
Up to ₹35 Lakh
Rate of Interest
10.99% p.a.
Tenure upto
Up to 6 years
Processing Fee
Around 2%
100% Digital Process*
Chola
Max. Loan Amt.
Up to ₹35 lakhs
Rate of Interest
10%-28% p.a
Tenure upto
1-5 Years
Processing Fee
Around 2%
100% Digital Process*Quick Disbursal
L&T Finance
Max. Loan Amt.
Up to ₹30 Lakh
Rate of Interest
Starts ~11% p.a.*
Tenure upto
Up to 72 months (6 yrs
Processing Fee
Up to 3% + GST
10 Second Disbursal*100% Digital Process*
Piramal Finance
Max. Loan Amt.
Up to ₹25 Lakh
Rate of Interest
12.9%–14% p.a.
Tenure upto
9–60 months
Processing Fee
Up to 2% + taxes
Quick Disbursal
Aditya Birla Capital
Max. Loan Amt.
Up to ₹40 Lakh
Rate of Interest
11.99% p.a.
Tenure upto
Up to 7 years
Processing Fee
Up to 1.5–4%
10 Second Disbursal*
SMFG India
Max. Loan Amt.
Up to ~₹30 Lakh
Rate of Interest
12–13% p.a.
Tenure upto
1-5 Years
Processing Fee
Up to 2% + GST
100% Digital Process*
Finnable
Max. Loan Amt.
Up to ₹10 Lakh
Rate of Interest
6–60 months
Tenure upto
1-5 Years
Processing Fee
Up to 4% + GST
HDFC BANK
10 Second Disbursal*
Up to ₹40 Lakh
Starts~10.25% p.a.*
1-6 Years
₹ 6,500
Apply Now
Axis Bank
100% Digital Process*
Up to ₹40 Lakh
9.99% - 12.5%
Upto 6 Years
Upto 2%
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ICICI Bank
Quick Disbursal
Up to ₹50 Lakh
10.85% p.a.
1-5 Years
Upto 2%
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IDFC FIRST Bank
10 Second Disbursal*
Up to ₹1 Crore
10.49% p.a.
Up to 7 years
1–2%
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IndusInd Bank
100% Digital Process*
Up to ₹50 Lakh
10.99% p.a.
1-6 Years
1.3% - 2%
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Kotak Mahindra Bank
100% Digital Process*
Up to ₹35 Lakh
10.99% p.a.
1-6 Years
2%
Apply Now
Bajaj Finserv
Quick Disbursal
Up to ₹55 Lakh
10% p.a.
Up to 8 years
Up to 3%
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Tata Capital
100% Digital Process*
Up to ₹35 Lakh
10.99% p.a.
Up to 6 years
Around 2%
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Chola
100% Digital Process*
Up to ₹35 lakhs
10%-28% p.a
1-5 Years
Around 2%
Apply Now
L&T Finance
100% Digital Process*
Up to ₹30 Lakh
Starts ~11% p.a.*
1-6 Years
Up to 3% + GST
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Piramal Finance
Quick Disbursal
Up to ₹25 Lakh
12.9% p.a.
9–60 months
Up to 2% + taxes
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Aditya Birla Capital
100% Digital Process*
Up to ₹40 Lakh
11.99% p.a.
Up to 7 years
Up to 1.5–3%
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SMFG India Credit
Quick Disbursal
Up to ~₹30 Lakh
13% p.a.
1-5 Years
Up to 2% + GST
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Finnable
Quick Disbursal
Up to ₹10 Lakh
6–60 months
1-5 Years
Up to 4% + GST
Apply Now

Benefits Of Personal Loan

Quick Approval Quick Approval within 24-48 hours.
Low interest ratesCompetitive interest rates, starting from 9.99% per annum.
Flexible repayment tenureRepayment tenure ranging from 12 to 84 months.
Quick disbursalFast loan disbursal, often within 24-48 hours.
Multi-purpose loanCan be used for various purposes, such as weddings, travel, education, or medical expenses.
Emergency fundingPersonal loans can provide immediate funding for unexpected expenses.
Branch VigitYou can apply for a loan in banks and NBFCs through Approve Money without visiting the branch.

Eligibility Criteria for Personal Loan

Eligibility Criteria for Personal Loan
Age21-60 years (varies across lenders)
IncomeMinimum ₹ 20,000 per month (varies across lenders)
Employment TypeSalaried Employed
Work Experience1 to 3 years and above
Credit ScoreGood Credit Score 710 & Above
ResidencyIndian citizen or resident.

Personal Loan Documents For Salaried

TypeDocumentat Required
Identity ProofPAN Card, Aadhaar Card, Passport
Address ProofUtility , gas Bills, water bill, Passport, Rental Agreement, Bank Statement
Salary SlipLatest 6 months’ salary slips
Bank StatementsLatest 6-12 months’ bank statements
Form 16 Latest year Form 16
photographRecent passport -sized photograph of the applicant.

Apply For a Personal Loan With Approve Money

Approve MoneyTo apply for personal loan from various lenders you can visit approvemoney.com
Step 1Click To Apply
Step 2Enter applicant's basic details
Step 3Enter applicant's Address Details
Step 4Enter applicant's Employment Details
Step 5Upload applicant's Documents Proof
Step 6Add Loan References
Step 7Submit And Wait For Lender Responce
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