πΈ InCred Personal Loan Highlights
Offered by InCred Finance
π No Collateral Required
π Flexible Repayment Tenure up to 60 Months
π° Loan Amount: βΉ50,000 β βΉ15 Lakhs
π€ Interest Rate Starting from 1.33% per month
ππ» 100% Fully Digital Process
Eligibility Criteria
βοΈ Employment: Salaried Employees Only
βοΈ Age: 21 β 55 Years
βοΈ Minimum Monthly Income: βΉ15,000+
βοΈ PAN Card: Valid PAN Card Required
βοΈ Credit History: Minimum 12 months (New-to-credit applicants may also be allowed in some cases)
βοΈ Credit Score: 650+ preferred
βοΈ Availability: Loan service available in select / limited pin codes only.
Application Process β InCred Finance Personal Loan
1οΈβ£ The customer clicks the shared link and is redirected to a personalized page where they fill in basic details.
2οΈβ£ After submitting the details, the customer is redirected to the official InCred Finance website.
3οΈβ£ Enter Mobile Number and PAN.
4οΈβ£ Enter OTP and give consent to fetch the credit report.
5οΈβ£ Fill in basic details, including:
β’ Date of Birth
β’ Pincode
β’ Net Monthly Income
β’ Current Residence Type
β’ Marital Status
β’ Purpose of Loan6οΈβ£ Select Employment Type and Gender.
7οΈβ£ The system will display tentative loan offers based on the customerβs eligibility.
8οΈβ£ The customer may then be redirected to the InCred website or app to accept the offer and proceed.
Instant Personal Loan Process
π Bank Statement Requirement:
Upload 3 months of bank statements with salary credits for approval.
βοΈ Employment: Salaried Employees Only
βοΈ Age: 21 β 55 Years
βοΈ Minimum Monthly Income: βΉ15,000+
βοΈ PAN Card: Valid PAN Card Required
βοΈ Credit History: Minimum 12 months (New-to-credit applicants may also be allowed in some cases)
βοΈ Credit Score: 650+ preferred
βοΈ Availability: Loan service available in select / limited pin codes only.
If you need assistance with the loan application process, eligibility, required documents, or application status, our support team is here to help you.
Β Customer Support:Β +91 7857934045
Β WhatsApp Support:Β +91 7857934045
Β Support Hours:
Monday β Saturday
10:00 AM β 6:00 PM