Get a Quick Personal Loan
10 Second Disbursal*100% Digital Process*
HDFC BANK
Max. Loan Amt.
Up to ₹40 Lakh
Rate of Interest
10.25–10.90%* p.a.
Tenure upto
1–6 years
Processing Fee
₹ 6,500
100% Digital Process*
Axis Bank
Max. Loan Amt.
Up to ₹40 Lakh
Rate of Interest
9.99% p.a.
Tenure upto
Upto 6 Years
Processing Fee
Upto 2%

100% Digital Process*Quick Disbursal
ICICI Bank
Max. Loan Amt.
Up to ₹50 Lakh
Rate of Interest
10.85% p.a.
Tenure upto
1-5 Years
Processing Fee
Upto 2%

100% Digital Process*Quick Disbursal
IDFC FIRST Bank
Max. Loan Amt.
Up to ₹1 Crore
Rate of Interest
10.49% p.a.
Tenure upto
Up to 7 years
Processing Fee
1–2%

100% Digital Process*
IndusInd Bank
Max. Loan Amt.
Up to ₹50 Lakh
Rate of Interest
10.99% p.a.
Tenure upto
1-6 Years
Processing Fee
1.3% - 2%

10 Second Disbursal*100% Digital Process*
Kotak Mahindra Bank
Max. Loan Amt.
Up to ₹35 Lakh
Rate of Interest
10.99% p.a.
Tenure upto
1-6 Years
Processing Fee
2%

Quick Disbursal
Bajaj Finserv
Max. Loan Amt.
Up to ₹55 Lakh
Rate of Interest
10% p.a.
Tenure upto
Up to 96 months (8 years)
Processing Fee
Up to 3%

100% Digital Process*
Tata Capital
Max. Loan Amt.
Up to ₹35 Lakh
Rate of Interest
10.99% p.a.
Tenure upto
Up to 6 years
Processing Fee
Around 2%

100% Digital Process*
Chola
Max. Loan Amt.
Up to ₹35 lakhs
Rate of Interest
10%-28% p.a
Tenure upto
1-5 Years
Processing Fee
Around 2%

100% Digital Process*Quick Disbursal
L&T Finance
Max. Loan Amt.
Up to ₹30 Lakh
Rate of Interest
Starts ~11% p.a.*
Tenure upto
Up to 72 months (6 yrs
Processing Fee
Up to 3% + GST
10 Second Disbursal*100% Digital Process*
Piramal Finance
Max. Loan Amt.
Up to ₹25 Lakh
Rate of Interest
12.9%–14% p.a.
Tenure upto
9–60 months
Processing Fee
Up to 2% + taxes
Quick Disbursal
Aditya Birla Capital
Max. Loan Amt.
Up to ₹40 Lakh
Rate of Interest
11.99% p.a.
Tenure upto
Up to 7 years
Processing Fee
Up to 1.5–4%

10 Second Disbursal*
SMFG India
Max. Loan Amt.
Up to ~₹30 Lakh
Rate of Interest
12–13% p.a.
Tenure upto
1-5 Years
Processing Fee
Up to 2% + GST

100% Digital Process*
Finnable
Max. Loan Amt.
Up to ₹10 Lakh
Rate of Interest
6–60 months
Tenure upto
1-5 Years
Processing Fee
Up to 4% + GST
Benefits Of Personal Loan
| Quick Approval | Quick Approval within 24-48 hours. |
| Low interest rates | Competitive interest rates, starting from 9.99% per annum. |
| Flexible repayment tenure | Repayment tenure ranging from 12 to 84 months. |
| Quick disbursal | Fast loan disbursal, often within 24-48 hours. |
| Multi-purpose loan | Can be used for various purposes, such as weddings, travel, education, or medical expenses. |
| Emergency funding | Personal loans can provide immediate funding for unexpected expenses. |
| Branch Vigit | You can apply for a loan in banks and NBFCs through Approve Money without visiting the branch. |
Eligibility Criteria for Personal Loan
| Eligibility Criteria for Personal Loan | |
|---|---|
| Age | 21-60 years (varies across lenders) |
| Income | Minimum ₹ 20,000 per month (varies across lenders) |
| Employment Type | Salaried Employed |
| Work Experience | 1 to 3 years and above |
| Credit Score | Good Credit Score 710 & Above |
| Residency | Indian citizen or resident. |
Personal Loan Documents For Salaried
| Type | Documentat Required |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport |
| Address Proof | Utility , gas Bills, water bill, Passport, Rental Agreement, Bank Statement |
| Salary Slip | Latest 6 months’ salary slips |
| Bank Statements | Latest 6-12 months’ bank statements |
| Form 16 | Latest year Form 16 |
| photograph | Recent passport -sized photograph of the applicant. |
Apply For a Personal Loan With Approve Money
| Approve Money | To apply for personal loan from various lenders you can visit approvemoney.com |
| Step 1 | Click To Apply |
| Step 2 | Enter applicant's basic details |
| Step 3 | Enter applicant's Address Details |
| Step 4 | Enter applicant's Employment Details |
| Step 5 | Upload applicant's Documents Proof |
| Step 6 | Add Loan References |
| Step 7 | Submit And Wait For Lender Responce |